Build a Budget

A budget is the best way to keep your finances in check and to make sure you achieve what you want to achieve with your money. It ensures that:

  • You have enough money to cover the necessities.

  • You are spending on what really matters to you.

  • You are putting money aside for the future.

  • You have considered other things you might want to use your money for, such as giving to charity.

Work Out Your Real Take-Home Pay

Use our free income calculator to find out how much money actually lands in your bank account after tax, National Insurance, pensions, and more. It’s quick, simple, and gives you a clear picture of what you're really earning.

Try the Income Calculator
Take home income calculation. financial calculation webpage showing income details, pension contributions, student loan information, and take-home pay calculations with breakdowns of gross pay, taxes, and deductions.

Build a Budget That Works for You

Use our free online budget builder to track your income, plan your expenses, and stay on top of your money. Whether you're saving for something big or just trying to make ends meet, this tool makes budgeting simple and visual.

Try the Budget Builder
A screenshot of a personal finance management app displaying a monthly income of £2000, total expenses of £1850, and a remaining balance of £150. It details income sources and essential bills like rent, utilities, car, and food.